Halloween may be the scariest time of the year for kids, but it's nothing compared to the real world terror that is being a grown-up.

In this animated video, we learn just how many scary things exist for adults. From dealing with rising insurance costs to having bad breath to vicious Internet criticism, being grown up is rife with daily reminders that the world is indeed a scary place.

It's enough to make you want to get dressed up as someone else, go to strangers' houses and ask them to give you candy they have lying around.